by clicking the arrows at the side of the page, or by using the toolbar.
by clicking anywhere on the page.
by dragging the page around when zoomed in.
by clicking anywhere on the page when zoomed in.
web sites or send emails by clicking on hyperlinks.
Email this page to a friend
Search this issue
Index - jump to page or section
Archive - view past issues
Forward Thinking Magazine : December 2010
3 cover story Written by Gayle Bryant, Journalist Events such as the global financial crisis (GFC) and upcoming regulatory reforms have been the catalyst for a number of changes taking place within the financial planning industry. Not only did advisers find themselves with declining fees resulting from the GFC, but during the past year the Government released its Future of Financial Advice (FoFA) reforms, and the recommendations of the Henry review and Cooper review were announced. These events are moving advisers towards one direction – a need for greater efficiency within their businesses if they want to keep attracting and retaining clients while making a profit. Instead of relying on regular income from commissions, the push towards fee-for-service means income from providing advice will also become more important.