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Forward Thinking Magazine : December 2010
OTH7319 11/2010 Unless otherwise specified, cash and investment products referred to in this document are issued by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237 492 RSEL L0001281 (MIML), and any risk products are offered by Macquarie Life Limited ABN 56 003 963 773 AFSL 237 497. ®Macquarie Professional Series is a registered trademark of Macquarie Bank Limited. Funds in the Macquarie Professional Series (Funds) are offered by Macquarie Investment Management Limited ABN 66 002 867 003, AFSL237492 (MIML). MIML is not an authorised deposit-taking institution for the purposes of the Banking Act (Cth) 1959, and MIML’s obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of MIML. This information is for advisers only and must not be passed on to retail clients for the purposes of recommending an investment in any of the Funds or any other financial product or class of products. This document does not contain any financial product advice and has been prepared without taking into account the objectives, financial situation or needs of any particular investor. Before making a decision to invest in any of the Funds, investors should read the relevant Fund’s Product Disclosure Statement, which is available from us, and consider, with or without their financial adviser, whether the investment fits their objectives, financial situation and needs. Unless otherwise specified, investments in the Products are not deposits with or other liabilities of Macquarie Bank Limited ABN 46 008 583 542 (MBL) or any other member company of the Macquarie Group (the Group) and are subject to investment risk, including possible delays in repayment and loss of income or principal invested. Neither MBL nor any other member company of the Group guarantees the performance of the Products or the repayment of capital from the Products or any particular rate of return. Macquarie Practice Consulting is offered by Macquarie Financial Services Holdings Pty Limited ABN 59 128 948 498, a member of the Macquarie Group. No Financial Service or Financial Advice, as defined in the Corporations Act, 2001 (Cth) are being offered as part of the provision of Macquarie Practice Consulting. Macquarie Financial Services Holdings Pty Limited is not an authorised deposit-taking institution for the purposes of the Banking Act (Cth) 1959, and Macquarie Financial Services Holdings Pty Limited’s obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of Macquarie Financial Services Holdings Pty Limited. This publication is for adviser use only and must not be distributed to retail investors. It is not intended to be personal, financial or legal advice. The information contained in the magazine is given in good faith and obtained from sources believed to be accurate. It does not take into account the investment objectives, financial situation or needs of any particular investor. These matters should be considered when deciding whether the investment is appropriate. Note also that investment portfolios are indicative only and may change frequently. Returns quoted may bear no relation to future performance. Views expressed by contributors are personal views and they are not necessarily endorsed by any Macquarie Group entity or the publisher. corporate directory How to contact For further information Directory of offices: How to contact Macquarie Adviser Services: For further information on products and services: Directory of offices: Monza Recycled has a high 55% recycled fibre content, including 30% pre consumer and 25% post consumer waste and is FSC Mixed Source Cer tified. Monza Recycled is sourced from responsible forestry plantation wood and is Elemental Chlorine Free (ECF). Monza Recycled is manufactured by one of the world’s leading paper producers, Cartiere Burgo. Burgo operates under the coveted ISO 14001 Environmental Cer tification and (IPPC) Intergrated Pollution Prevention Control. Adviser Services 1800 808 508 Fax 1800 550 140 Email adviser@ macquarie.com.au Website macquarie.com.au/advisers Macquarie Cash Solutions macquarie.com.au/cashflow 1800 808 508 Macquarie Wrap macquarie.com.au/wrap 1800 025 063 Investment, Superannuation and Pension solutions. Macquarie Life macquarielife.com.au 1800 005 057 For all insurance queries. Macquarie Professional Series macquarie.com.au/professionalseries 1800 005 056 Macquarie Practice Consulting Liz McCarthy: 02 8232 3432 Fiona Mackenzie : 02 8237 6022 COIN coinsoftware.com.au 1300 783 603 Managed Funds 1800 814 523 Managed funds for wholesale and master fund investors including equities, fixed interest and diversified portfolios. New South Wales 1 Shelley Street Sydney NSW 2000 Queensland Level 8, 12 Creek Street Brisbane QLD 4000 Victoria Level 26, 101 Collins Street Melbourne VIC 3000 South Australia Level 2, 151 Pirie Street Adelaide SA 5000 Western Australia 235 St Georges Terrace Perth WA 6000