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Forward Thinking Magazine : August 2011
Adviser Services 1800 808 508 Fax 1800 550 140 email adviser@ macquarie.com Website macquarie.com.au/advisers Macquarie Cash Solutions macquarie.com.au/cashflow 1800 808 508 Cash management and term deposits Macquarie Wrap macquarie.com.au/wrap 1800 025 063 Investment, superannuation and pension solutions Macquarie Life macquarielife.com.au 1800 005 057 For all insurance queries Macquarie Professional Series macquarie.com.au/professionalseries 1800 005 056 Macquarie Practice Consulting macquarie.com.au/practiceconsulting email@example.com 02 8237 2600 COIN macquarie.com.au/coin 1300 783 603 Managed Funds 1800 814 523 Managed funds for wholesale and master fund investors including equities, fixed interest and diversified portfolios New South Wales 1 Shelley Street Sydney NSW 2000 Queensland Level 8, 12 Creek Street Brisbane QLD 4000 Victoria Level 26, 101 Collins Street Melbourne VIC 3000 South Australia Level 2, 151 Pirie Street Adelaide SA 5000 Western Australia 235 St Georges Terrace Perth WA 6000 How to contact Macquarie Adviser Services For further information on products and services Directory of offices OTH7319 08/2011 Unless otherwise specified, investment products referred to in this document are issued by Macquarie Investment Management Limited (MIML) ABN 66 002 867 003 AFSL 237 492 RSEL L0001281, and any risk products are offered by Macquarie Life Limited ABN 56 003 963 773 AFSL 237 497. Any cash products referred to in this document are deposit accounts provided by Macquarie Bank Limited ABN 46 008 583 542. Fees and charges may be payable. Terms and conditions are available on request. Macquarie Group Limited is regulated by the Australian Prudential Regulation Authority (APRA), the Australian banking regulator, as the non-operating holding company of an Australian bank (Macquarie Bank Limited, a wholly owned subsidiary of Macquarie Group Limited). As a licensed Australian bank, Macquarie Bank Limited is subject to regulation by APRA. Macquarie Bank Limited also holds AFSL 237502 and is subject to regulation by the Australian Securities and Investments Commission. This information does not take into account your objectives, financial situation or needs. Therefore, in deciding whether to acquire or continue to hold an investment in any of the cash products, you should consider the relevant offer document, which is available from us. ®Macquarie Professional Series is a registered trademark of Macquarie Bank Limited. Funds in the Macquarie Professional Series (Funds) are offered by Macquarie Investment Management Limited (MIML) ABN 66 002 867 003, AFSL 237492. MIML is not an authorised deposit-taking institution for the purposes of the Banking Act (Cth) 1959, and MIML’s obligations do not represent deposits or other liabilities of Macquarie Bank Limited. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of MIML. Except in relation to any cash products or unless otherwise specified, investments in the Products are not deposits with or other liabilities of Macquarie Bank Limited (MBL) ABN 46 008 583 542 or any other member company of the Macquarie Group (the Group) and are subject to investment risk, including possible delays in repayment and loss of income or principal invested. Neither MBL nor any other member company of the Group guarantees the performance of the Products or the repayment of capital from the Products or any particular rate of return. Macquarie Practice Consulting is offered by Macquarie Financial Services Holdings Pty Limited ABN 59 128 948 498, a member of the Macquarie Group. No financial service or financial advice, as defined in the Corporations Act 2001 (Cth) are being offered as part of the provision of Macquarie Practice Consulting. Macquarie Financial Services Holdings Pty Limited is not an authorised deposit-taking institution for the purposes of the Banking Act (Cth) 1959, and Macquarie Financial Services Holdings Pty Limited’s obligations do not represent deposits or other liabilities of Macquarie Bank Limited ABN 46 008 583 542. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of Macquarie Financial Services Holdings Pty Limited. This publication is for adviser use only and must not be distributed to retail investors. It is not intended to be personal, financial or legal advice. The information contained in the magazine is given in good faith and obtained from sources believed to be accurate. It does not take into account the investment objectives, financial situation or needs of any particular investor. These matters should be considered when deciding whether the investment is appropriate. Note also that investment portfolios are indicative only and may change frequently. Returns quoted may bear no relation to future performance. Views expressed by contributors are personal views and they are not necessarily endorsed by any Macquarie Group entity or the publisher. corporate directory Monza Recycled has a high 55% recycled fibre content, including 30% pre consumer and 25% post consumer waste and is FSC Mixed Source Cer tified. Monza Recycled is sourced from responsible forestry plantation wood and is elemental Chlorine Free (eCF). Monza Recycled is manufactured by one of the world’s leading paper producers, Cartiere Burgo. Burgo operates under the coveted ISO 14001 environmental Certification and (IPPC) Intergrated Pollution Prevention Control.